RUG 181Y is a suffix style registration number and is our own stock number and therefore you will not find it cheaper or get it transferred quicker anywhere. It is currently held on a retention certificate which means the transfer could either be completed online onto your vehicle immediately, or it will take 5 - 7 working days for the DVLA to assign the registration to your vehicle. This registration can be held on a Retention Certificate until you are ready to transfer it onto your vehicle.
This style of number is tied to the date in which it was initially released. Created as part of the 'Y' release, this was in August 1982 and so your vehicle must have been registered on or after this date. You can make a vehicle look older than it is by putting a registration on which was released before your vehicle was manufactured, but you cannot make a vehicle look newer than it is by putting on a later registration.
As long as you pay off the full balance within 12 months, and the £29 early repayment fee, then no additional interest payments are required. Pay 10% deposit online and the other 90% can be paid over the next 12 months with PayByFinance (finance services provided by Novuna Personal Finance, authorised and regulated by the Financial Conduct Authority). If you do not make the full payment within the first 12 months, then interest will be charged from the time you purchased the registration until the end of the agreement