{"id":13564,"date":"2019-09-10T16:35:47","date_gmt":"2019-09-10T15:35:47","guid":{"rendered":"https:\/\/www.speedyreg.co.uk\/blogs\/?p=13564"},"modified":"2019-09-10T16:35:48","modified_gmt":"2019-09-10T15:35:48","slug":"were-ready-for-secure-customer-authentication-are-you","status":"publish","type":"post","link":"https:\/\/www.speedyreg.co.uk\/blogs\/2019\/09\/were-ready-for-secure-customer-authentication-are-you\/","title":{"rendered":"We\u2019re Ready for Secure Customer Authentication \u2013 Are You?"},"content":{"rendered":"\n
\"Secure
Secure Customer Authentication – Speedy Reg<\/figcaption><\/figure>\n\n\n\n

From September 14th<\/sup> 2019, (however the FCA have extended this date to March 2021) there will be some changes in the law as to how your online payments will be processed. An extra level of security will be added when you make a transaction with extra security checks in place. While at first this may seem like an added headache, the process will be simple as long as you\u2019re ready for it, more on how to do that later. <\/p>\n\n\n\n

Lowering the risks of fraud<\/strong><\/p>\n\n\n\n

Financial fraud is a huge problem, so these new measures will\ngo a long way to keeping your money safe and ensuring you don\u2019t fall foul of\nfraudsters. The new system adds an extra level of security to all your online\npurchases, protecting your hard earned cash and also your personal data. <\/p>\n\n\n\n

Make sure your providers have your latest mobile number <\/strong><\/p>\n\n\n\n

So, when you make a payment online, at the moment the\npayment simply goes straight through, or you may be asked for a password that\nyou\u2019ve previously set with your card provider. The new system will involve a\nspecial code being sent to your mobile phone when you check out at an online\nretailer. This code will be sent via text message and you\u2019ll have a short time\nto input that code online. Only once that code that has been entered will your\npayment go through. So that means, if someone has stolen or cloned your card,\nunless they\u2019ve also stolen your mobile phone, they won\u2019t be able to continue\nwith a fraudulent payment. <\/p>\n\n\n\n

However, if your bank or credit card company doesn\u2019t have a\nmobile phone on record for you,  or the\nnumber is out of date and you\u2019ve since acquired a new one, your legitimate\npayments won\u2019t go through either. So now is the time to check your records with\nall your card providers and ensure they have your correct details. You don\u2019t\nwant to find your perfect personalised number plate then discover you\u2019re unable\nto pay for it. You could find someone else snaps up your dream plate before\nyou\u2019ve managed to sort it out! <\/p>\n\n\n\n

You can opt for email codes instead <\/strong><\/p>\n\n\n\n

This could be a worry if you live in an area with bad mobile reception, or you don\u2019t even have a mobile phone. There\u2019s no need to worry though as card issuers will also be able to send you your verification code by email. You just need to let them know that this is your preferred method of code delivery as text message will be the default. <\/p>\n\n\n\n

The Financial Conduct Author (FCA)<\/a> has issued a statement saying that firms must demonstrate that they have taken the necessary steps to comply with the UK Finance co-ordinated plan to deliver SCA<\/a> by 14 March 2021.<\/strong> After 14 March 2021, failure to comply with the requirements for SCA<\/a> will be subject to full FCA supervisory and enforcement action as appropriate.<\/p>\n","protected":false},"excerpt":{"rendered":"

From September 14th 2019, (however the FCA have extended this date to March 2021) there will be some changes in the law as to how your online payments will be processed. An extra level of security will be added when you make a transaction with extra security checks in place. While at first this may […]<\/p>\n","protected":false},"author":123457,"featured_media":13566,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[136],"tags":[1756,1757],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/13564"}],"collection":[{"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/users\/123457"}],"replies":[{"embeddable":true,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/comments?post=13564"}],"version-history":[{"count":2,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/13564\/revisions"}],"predecessor-version":[{"id":13567,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/posts\/13564\/revisions\/13567"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/media\/13566"}],"wp:attachment":[{"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/media?parent=13564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/categories?post=13564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.speedyreg.co.uk\/blogs\/wp-json\/wp\/v2\/tags?post=13564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}